Welcome to the Web site for Tom Harkins.

Financial security is a life objective that few are able to ignore. Even those that have achieved significant financial success are in need of assistance to manage and transfer assets to desired recipients. Tom Harkins helps his clients create sound, complementary solutions to achieve financial security for themselves and for their families.

Tom also works with many business owners to help them with business needs analysis such as business continuation, buy/sell arrangements, keyperson coverage, etc.

In order to complement his own areas of expertise, Tom works with a team of specialists . His relationship with these individuals is a tremendous asset to his clients as they are given access to expertise all across the financial spectrum.

Whether you are looking for guidance with respect to risk management issues, wealth accumulation and retirement solutions, estate/trust considerations, or business needs analysis, Tom and his team will help you reach your desired goals.

Explore this site to find out more about Tom Harkins and his team, and then contact him for help toward achieving a more secure financial future.

Areas of Interest
Visit these areas of Tom Harkins' site: 

  • Article Library Articles on business and money practices, insurance, financial, investment, estate analysis and general interest articles
  • Calculators Calculators to estimate or compare many aspects of your financial health.
  • Market Analysis and Commentary Monthly and quarterly commentaries plus regular analysis of specific world market segments.

My Mission

My mission is to help my clients attain financial security for their families and businesses. I am committed to providing each of my clients with strong financial solutions that are tailored to their particular needs and goals. Working with my team of specialists, I provide innovative solutions along with world-class insurance services and internationally recognized investment products. Through this, I develop enduring relationships with my clients.

Simply put, my mission is to help you secure the financial future of your family or business and protect what is important to you.

The Northwestern Mutual Difference

We make plans for people, not just money. So no matter your goals, we have access to top rated products and services to help you meet each one.

  • Best Life Insurance Company ranked by NerdWallet, 2019 to 20201
  • AAA, Aaa, and AA+ the highest financial strength ratings of any life insurer from all four major rating agencies2
  • Top 10 U.S. Independent Investment Broker-Dealers3
1©2017-2020 and TM, NerdWallet, Inc. All Rights Reserved.

2Northwestern Mutual continues to have the highest financial strength ratings awarded to any U.S. life insurer by all four of the major rating agencies: A.M. Best Company, A++ (highest), April 2020; Fitch Ratings, AAA (highest), August 2020; Moody’s Investors Service, Aaa (highest), December 2020; S&P Global Ratings, AA+ (second highest), June 2020. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.

3Measured by 2020 total revenues. Ranking for Northwestern Mutual Investment Services, LLC. Sources: Financial Advisor magazine and Investment News, April 2021.

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We help clients with these topics every day. Read more here.

How to Teach Children to Build Healthy Money and Credit Habits

Starting these types of money lessons early can help them establish a solid financial foundation. Read more here.

What Do Mortgage Lenders Look for in a Borrower?

If buying a home is on your list of goals, it helps to know what makes you attractive to a lender. Here are a few key factors.


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck

Visit our Client Relationship Summaries (Form CRS) which provide brief information about our firms that provide brokerage services and advisory services.